• Lendtek

Who Qualifies for a Short-Term Loan?



Short-term financing is a financial lifeline for small businesses. Whether the business owner is looking to buy inventory, cover working capital expenses while awaiting payment of invoices, or expanding operations, a short-term loan is a viable option. Short-term loans can be a flexible financial tool to better manage cash flow, deal with unexpected needs for extra cash, or take advantage of an unforeseen business opportunity.


Short-term lenders emphasize cash-flow more than lenders of traditional term loans. Strong cash-flow can sometimes overcome other financial information that would disqualify a business for a traditional term loan. ​The interest rate you’ll pay and the amount you can borrow will depend on your annual revenue, business history, and personal credit rating.


Most Businesses Who Qualified Had:


Annual Revenue: $100K

Credit Score: 500

Time in Business: 6 Months


What Documents Will I Need To Apply?

  • Drivers License

  • Voided Business Check

  • Bank Statements 

  • Balance Sheet

  • Profit and Loss Statements

  • Business Tax Return

  • Personal Tax Return

  • Business Plan

  • Business Debt Schedule


Interested in applying for a short-term loan? Download the Lendtek mobile app in the Apple App store or the Google Play store to get started.

P:  1-855-LENDTEK(536-3835)     |    F:  1-855-287-7004​     |      E:  funding@lendtek.com

Lendtek provides you with easy online application services to access loans from third party lenders.

Lendtek is not a loan provider or other funding provider and does not provide actual loans or any kind of advice. Approval of an actual loan from a third-party lender is subject to a separate assessment process by the third-party lender and the loan is subject to the third-party lender's terms and conditions. Loan approval time may vary and is not guaranteed

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