BROWSE OUR BUSINESS
LOAN OPTIONS
SBA LOAN
An SBA loan is government-guaranteed, long-term funding made by SBA lenders that allow businesses who may have been turned down by the bank to receive low-interest rate funding that can be used for many business purposes.
Maximum Loan Amount
$5,000 - $5 Million
Loan Terms
5 - 25 Years
Interest Rates
Starting at 6%
Speed
As Little As 3 Weeks
BUSINESS LINE
OF CREDIT
With a business line of credit, a financial institution gives you a credit limit, or a maximum amount of capital you are able to draw on at any given time. Just like a credit card, you only pay interest on the amount you use
Maximum Loan Amount
$10,000 - $1 Million
Loan Terms
6 Months- 5 Years
Interest Rates
7% - 25%
Speed
As Little As 24 Hours
MERCHANT CASH ADVANCE
Merchant cash advances are not your typical small business loan. With an MCA, financing companies upfront you a set amount of cash and then you repay this advance (plus their fee) with a set percent of your daily credit card sales.
Maximum Loan Amount
$2,500 - $1 Million
Repayment
Until Advance Amount is Paid
Factor Fee
Starting at 6%
Speed
As Little As 3 Weeks
EQUIPMENT FINANCING
With equipment financing, the lender will upfront you cash to help purchase the equipment outright. You then pay back the total amount lent, plus fees, for a set period of time.
Maximum Loan Amount
Up to 100% of Equipment alue
Loan Terms
Estimated Life of Equipment
Interest Rates
8% - 30%
Speed
As Little As 48 Hours
INVOICE
FINANCING
Invoice financing allows you to sell your invoices to a lender, who will then upfront you a large majority of the invoice amount, holding a remaining percent (usually 20%) until the invoice is paid.
Maximum Loan Amount
50-90% of Unpaid Invoices
Loan Terms
Customer Pays the Invoice, You Receive the Remaining 10-50% Reserve Amount, Minus the Fees
Factor Fees
About 3% Plus a Percentage Per Week of the Outstanding Balance
Speed
As Little As 24 Hours
PERSONAL LOANS
FOR BUSINESS
Personal loans for business purposes can be especially useful for newer businesses without established business histories. If you’re a business owner in this situation, personal loans for business often have lower interest rates than many other business loans you’d typically qualify for.
Maximum Loan Amount
$35,000
Loan Terms
3- 5 Years
Interest Rates
5.99 - 36% APR
Speed
As Fast As 1 Day
START UP
BUSINESS LOANS
A startup business loan is any kind of financing aimed specifically towards startups with little to no business history. There are a variety of new business loans and financing methods available to new business owners: SBA microloans, business credit cards, business grants, friends and family, and crowdfunding.
Maximum Loan Amount
$150,000
Loan Terms
6 Months - 4 Years
Interest Rates
7.9 - 19.9%
Speed
As Fast As 2 Weeks