BROWSE OUR BUSINESS
LOAN OPTIONS
SBA LOAN
An SBA loan is government-guaranteed, long-term funding made by SBA lenders that allow businesses who may have been turned down by the bank to receive low-interest rate funding that can be used for many business purposes.
Maximum Loan Amount
$5,000 - $5 Million
Loan Terms
5 - 25 Years
Interest Rates
Starting at 6%
Speed
As Little As 3 Weeks
TERM LOAN
Just like a traditional bank loan, with a traditional-term business loan, you are lent a set amount upfront, which you pay back (along with fees) over a set period of time.
Maximum Loan Amount
$25,000 - $500,000
Loan Terms
1- 5 Years
Interest Rates
7% - 30%
Speed
As Little As 48 Hours
BUSINESS LINE
OF CREDIT
With a business line of credit, a financial institution gives you a credit limit, or a maximum amount of capital you are able to draw on at any given time. Just like a credit card, you only pay interest on the amount you use
Maximum Loan Amount
$10,000 - $1 Million
Loan Terms
6 Months- 5 Years
Interest Rates
7% - 25%
Speed
As Little As 24 Hours
MERCHANT CASH ADVANCE
Merchant cash advances are not your typical small business loan. With an MCA, financing companies upfront you a set amount of cash and then you repay this advance (plus their fee) with a set percent of your daily credit card sales.
Maximum Loan Amount
$2,500 - $1 Million
Repayment
Until Advance Amount is Paid
Factor Fee
Starting at 6%
Speed
As Little As 3 Weeks
EQUIPMENT FINANCING
With equipment financing, the lender will upfront you cash to help purchase the equipment outright. You then pay back the total amount lent, plus fees, for a set period of time.
Maximum Loan Amount
Up to 100% of Equipment alue
Loan Terms
Estimated Life of Equipment
Interest Rates
8% - 30%
Speed
As Little As 48 Hours
INVOICE
FINANCING
Invoice financing allows you to sell your invoices to a lender, who will then upfront you a large majority of the invoice amount, holding a remaining percent (usually 20%) until the invoice is paid.
Maximum Loan Amount
50-90% of Unpaid Invoices
Loan Terms
Customer Pays the Invoice, You Receive the Remaining 10-50% Reserve Amount, Minus the Fees
Factor Fees
About 3% Plus a Percentage Per Week of the Outstanding Balance
Speed
As Little As 24 Hours
SHORT TERM
LOANS
With a short-term small business loan, you are lent a set amount upfront, which you quickly pay back (along with fees) over a short period of time.
Maximum Loan Amount
Up to 100% of Equipment Value
Loan Terms
3 - 18 Months
Interest Rates
Starting at 10%
Speed
As Little As 24 Hours
PERSONAL LOANS
FOR BUSINESS
Personal loans for business purposes can be especially useful for newer businesses without established business histories. If you’re a business owner in this situation, personal loans for business often have lower interest rates than many other business loans you’d typically qualify for.
Maximum Loan Amount
$35,000
Loan Terms
3- 5 Years
Interest Rates
5.99 - 36% APR
Speed
As Fast As 1 Day
START UP
BUSINESS LOANS
A startup business loan is any kind of financing aimed specifically towards startups with little to no business history. There are a variety of new business loans and financing methods available to new business owners: SBA microloans, business credit cards, business grants, friends and family, and crowdfunding.
Maximum Loan Amount
$150,000
Loan Terms
6 Months - 4 Years
Interest Rates
7.9 - 19.9%
Speed
As Fast As 2 Weeks